StudentShare
Contact Us
Sign In / Sign Up for FREE
Search
Go to advanced search...
Free

The Effect of Health Insurance Coverage - Essay Example

Cite this document
Summary
This research paper “The Effect of Health Insurance Coverage” tries to establish the influence that the provision of health insurance has on the utilization of medical services especially among the teenagers that have gone beyond parental care…
Download full paper File format: .doc, available for editing
GRAB THE BEST PAPER97.6% of users find it useful
The Effect of Health Insurance Coverage
Read Text Preview

Extract of sample "The Effect of Health Insurance Coverage"

This paper borrows from other research work in order to establish credibility and coherence with the findings from other works. Some of the findings have indicated that up to a quarter of all the young adults in the United States were confronted with a lack of health insurance at this stage. The use of healthcare facilities has also been strongly linked with the subscription to medical insurance services. The individuals that have the cover have the highest propensity to consume health services.

This means that the unsecured would have adopted a different healthcare scheme if they had a healthcare insurance cover. This paper explores the quasi-experimental status that results in variations in the status of insurance services depending on the strategies that are utilized by the insurers in ensuring that the dependents are eligible for the insurance services. The research to establish these variations was based on records obtained from California, Arizona, Iowa, New Jersey, and Wisconsin for the emergency department.

On the other hand, the records for hospital admission were obtained from hospitals in the above areas plus also Texas. In an attempt to establish health insurance variations, data was gathered from various centers. This data was mainly obtained from the National Health Interview Survey, the inpatient hospitalization records, and administrative records relating to emergency department records. The obtained data was related to a model in order to demonstrate the relationship between the utilization of care and the provision of health insurance.

The model clearly established that though there is a change in the provision of care after the age of 19, the observable characteristics do not exhibit a sharp change. The findings also indicated that most of the aging individuals sought care in the emergency departments. The author proposes that there might be a change in the emergency department crowding by young adults who can be reduced through insurance coverage.This paper concludes that there is a variation in the utilization of health insurance by the individuals that are moving out of their parent’s insurance schemes usually after they have attained age 19.

The research finds that there is a correlation between the utilization of health care and the availability of a health insurance cover. There as reported a 10% reduction in the insurance cover among the emergency department patients which resulted in a 4% reduction in the visits to the emergency department. Likewise, a 10% decrease in the insurance provision resulted in a 6.1% reduction in hospital visits.

Read More
Cite this document
  • APA
  • MLA
  • CHICAGO
(The Effect of Health Insurance Coverage Essay Example | Topics and Well Written Essays - 500 words - 2, n.d.)
The Effect of Health Insurance Coverage Essay Example | Topics and Well Written Essays - 500 words - 2. https://studentshare.org/health-sciences-medicine/1637574-summary
(The Effect of Health Insurance Coverage Essay Example | Topics and Well Written Essays - 500 Words - 2)
The Effect of Health Insurance Coverage Essay Example | Topics and Well Written Essays - 500 Words - 2. https://studentshare.org/health-sciences-medicine/1637574-summary.
“The Effect of Health Insurance Coverage Essay Example | Topics and Well Written Essays - 500 Words - 2”. https://studentshare.org/health-sciences-medicine/1637574-summary.
  • Cited: 0 times

CHECK THESE SAMPLES OF The Effect of Health Insurance Coverage

Insurance Industry and Global Climax Change

Infectious Diseases Global climate change influence the environmental and social determinants of health in the sense that human beings are exposed to unclean air, unsafe drinking water, lack of sufficient food and poor shelter.... insurance industry and global climate change Name Institution Introduction insurance industry and global climate change Climate change is being widely recognized as a factor in increasing frequency of catastrophic loss in vulnerable areas....
4 Pages (1000 words) Research Paper

The People Factor

Therefore, the insurance providing companies are raising the general level of premium for insurance.... If there is some form of risk, there is some form of insurance that can act as a cover for the risk.... In other words, risk can be converted into an equivalent form of insurance.... insurance providers have to recognize the challenges and assess the seriousness of a given situation with confidence.... Only when the challenges in dealing with healthcare problems are identified and understood fully, professional and management in this sector can cater sufficiently to the insurance needs of people (Labspace, 2013)....
8 Pages (2000 words) Research Paper

Healthcare Issue in the US

Health costs have gradually increased over the years and affect the… The effects of this is notable in all sectors as the government has to be on the forefront in curbing these problems by increasing the share of budget spent on health care and this causes them to increase the level This places businesses who offer insurance coverage for their workers at a disadvantage as they spend more on health care.... This also affects the households paying for their own coverage and has an impact on their spending on other goods and services....
4 Pages (1000 words) Essay

American Family Ability to Purchase Affordable Comprehensive Healthcare Insurance

According to America's health insurance Plans (n.... According to America's health insurance Plans (n.... Works CitedAmericas' health insurance Plans (AHIP).... ACA 101: Seven ways the affordable care act will ' impact individual health insurance.... ccording to the Californian Association of health Plans (1-4), the ICA provisions are likely to affect costs of insurance in a number of different ways.... California Association of health Plans....
3 Pages (750 words) Essay

Pros and Cons of the U.S. Governments Recent Passage of Affordable Health Care Act

Government's Recent Passage of Affordable Health Care Act" claims that the Affordable Health Care Act sought to reduce the number of uninsured people in the country by ensuring access to affordable health insurance.... The aim of this Act was to give more Americans access to affordable, cheap, quality health insurance and promote growth in health care.... The working Americans will pay more: Most of the middle-class Americans work full-time jobs and receive health insurance through their employers....
4 Pages (1000 words) Essay

Women Benefits under the Affordable Care Act

The Affordable Care Act has increased the number of women who own health insurance covers in the country.... health insurance companies are required to offer covers for prevention services under the new law.... It is common for individual health insurance to overlook maternity care cover.... The act aims at achieving equality in the standards of health care provision to all classes in the United States of… Among other components of the Affordable Care Act, women are guaranteed equality in terms of accessibility, quality, and affordability of health care....
3 Pages (750 words) Essay

Evolution of Private Health Insurance

rivate insurance coverage has been at the top of fulfilling the dreams of most Americans by providing essential health coverage, which is vital for survival.... "Evolution of Private health insurance" discusses this evolution and its effects on costs and access to services.... hellip; Research shows that around 58% of Americans rely on private health insurance.... health insurance helps in easing the burden and mitigating the risk of incurring expenses in seeking medical care among individuals....
7 Pages (1750 words) Coursework

Insurance Industry in Europe and America

"insurance Industry in Europe and America" paper examines the various external forces affecting the insurance industry and brings out the effects it causes in the insurance industry.... There exist means through which insurance companies have responded to the external forces that affect them.... hellip; In conclusion, various external forces have compounded challenges that insurance industries are facing in the rating, underwriting of insurance, and claims made in the insurance sector....
7 Pages (1750 words) Coursework
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Contact Us